ARS · BRL · USD

The money-changer that lives in your chat.

Ask by text or voice to change or send pesos, reais and dollars. It finds the best rate of the moment and hands you a receipt that proves it.

Live rates in a momentEvery trade comes with a receipt
00 — Calle Florida, Buenos Aires

In Buenos Aires, an arbolito is the guy on the street who changes your dollars.

They're called arbolitos, little trees, because they stand on the same corner all day.

I built a digital one that lives in MiniPay and on Telegram.

The market rate, without the corner: on your phone, with a receipt anyone can check.

FLORIDA Y CORRIENTES
¿A cuánto está?Mil seiscientos.¿Y si te doy quinientos?Hoy te lo dejo a 1.621,86. Un 5,31% mejor que el oficial.cambiá 100 dólares
COMPROBANTECELO
100 USD → 162.186 ARS
Tasa1.621,86
vs oficial+5,31%
VOS¿A cuánto está?
EL ARBOLITOMil seiscientos.
VOS¿Y si te doy quinientos?
Hoy te lo dejo a 1.621,86. Un 5,31% mejor que el oficial.
cambiá 100 dólares
COMPROBANTECELO
100 USD → 162.186 ARS
Tasa1.621,86
vs oficial+5,31%

In Buenos Aires, an arbolito is the guy on the street who changes your dollars.

They're called arbolitos, little trees, because they stand on the same corner all day.

00 — Calle Florida, Buenos Aires

I built a digital one that lives in MiniPay and on Telegram.

The market rate, without the corner: on your phone, with a receipt anyone can check.

01 — How it works

Three steps. Zero jargon.

  1. 1

    Say what you want

    Type or send a voice note, in Spanish, Portuguese or English.

    turn 100 dollars into pesosvoice 0:03 · “send 200 reais to Lucía”
  2. 2

    See the price

    Arbolito compares markets and shows what you get, against the official rate. Every price has a guaranteed minimum.

    ARS 1,621.86for US$ 1 · +5.31% vs official
  3. 3

    Confirm in MiniPay

    One tap in your wallet. The money lands in seconds, with its receipt. If anything fails, nothing moves.

    Two people exchanging coins
02 — What you save

Do the math yourself.

Fetching this moment's rates…

03 — The proof

Every trade has a receipt that anyone can verify.

arbolitoRECEIPT #9D94-000420.10.2026 · 07:20:32
YOU PAID
US$ 1
YOU GOT
ARS 1,621.86
RATE
1,621.86
VS OFFICIAL
+5.31%
ROUTE
US$ → ARS
FEE
0.00
YOU SAVEDARS 82
Looking up the public record…

The person who traded sees “You saved ARS 82”. An auditor sees the same math redone and compared with what was publicly recorded. Nobody can change a receipt afterwards.

05 — Your money, your rules

As fast as the street. None of the doubt.

  1. 01

    Your money lives in your MiniPay.

    Arbolito doesn't hold it. When it trades, the money always comes back to your account.

  2. 02

    You set the limits.

    For example, up to US$ 25 per trade and US$ 100 per day. For more, it asks you.

  3. 03

    Pause or revoke it whenever you want.

    Pausing is instant. Revoking is one confirmation in MiniPay.

  4. 04

    If anything fails, nothing moves.

    Every trade has a guaranteed minimum. If the price drops below it, the trade doesn't happen.

A money changer counting notes
06 — Questions

What everyone asks

How do I move the money to my bank?

Pesos and reais go out through Ripio: send them from Arbolito to your Ripio account, then on to your bank. Dollars you withdraw with MiniPay's Withdraw option.

How much does Arbolito charge?

Nothing during the beta. The only costs are the market's (about 0.01–0.02%) and they're already included in the rate you see. What the quote says is what you get.

Which countries does it work in?

Wherever MiniPay works: Argentina, Brazil, Chile, Colombia, Peru, Uruguay and Mexico. Today we change between Argentine pesos, reais and dollars.

Do I need to know about crypto?

No. You talk in pesos, reais and dollars, and confirm in your wallet like any payment. The technical details are under “See details”, if you're curious.

What if the price changes while I confirm?

Every quote is valid for a few seconds and has a guaranteed minimum. If the price drops below it, the trade doesn't happen and your money doesn't move.